ITIN vs. SSN
In the United States, an Individual Taxpayer Identification Number (ITIN) and a Social Security Number ...
Articles
30% Credit Utilization is Way Too High
Imagine your credit card as a big box that you can fill with water. The ...
Don’t close that card just yet
Closing a credit card may seem like a straightforward solution to managing credit, but it ...
Don’t let them shut your card down
Keeping a credit card active is one of the simplest ways to maintain good credit ...
Banks Chasing the Balance
Balance chasing is a practice that credit card companies use to minimize their risk when ...
Protect Yourself From Your Spouse
In a world where divorce rates are high, it’s important for both spouses in a ...
FICO vs. FAKO
For years, FICO scores have been the dominant credit score used by lenders to evaluate ...
To Those Who Hate Credit Cards
It is important to acknowledge the concerns of individuals who are hesitant to obtain a ...
Can you have too many cards?
We have seen many consumers with 20 cards and scores over 800. It is a ...
Get Credit Now, Not When You Need To
It is far too common that people wait to seek credit when they absolutely need ...
Higher Limits Bring Even Higher Limits
Credit card issuers are fighting to earn the top-of-wallet position, meaning they want their card ...