Derogatory information is unfavourable or negative information on an individual’s credit report. This includes late payments, court judgements and other legal filings, accounts closed or written off by the credit grantor, accounts included in bankruptcy or consumer debt proposals, or other critical information about trade lines. In addition, accounts that have been manipulated due to identity theft, credit card theft and similar criminal actions, will have negative information appearing on a credit report.This is a newly created article and can now be edited
