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e-Oscar Dispute Codes
Published:
- 001 — Not his/hers.
- 002 — Belongs to another individual with same/similar name.
- 006 — Not aware of collection.
- 008 — Late due to change of address and never received statement.
- 010 — Settlement or partial payments accepted.
- 012 — Claims paid the original creditor before collection status or paid before charge-off.
- 014 — Claims paid before collection status.
- 019 — Included in the bankruptcy of another person.
- 023 — Claims account closed.
- 024 — Claims account closed by consumer.
- 031 — Contract cancelled or rescinded.
- 037 — Account included in bankruptcy.
- 038 — Claims active military duty.
- 039 — Insurance claim delayed.
- 040 — Account involved in litigation.
- 041 — Claims victim of natural or declared disaster.
- 100 — Claims account deferred.
- 101 — Not liable for account (i.e. account belongs to ex-spouse, business, etc)
- 102 — Account reaffirmed or not included in bankruptcy.
- 103 — Claims true identity fraud/account fraudulently opened.
- 104 — Claims account take-over, fraudulent charges made on account.
- 105 — Disputes Dates of Last Payment/Opened/ of First Delinquency/Billing/Closed.
- 106 — Disputes present/previous Account Status/Payment History Profile/Payment Rating.
- 107 — Disputes Special Comment/Compliance Condition Code/narrative remarks.
- 108 — Disputes Account Type or Terms Duration/Terms Frequency or Portfolio Type disputed.
- 109 — Dispute current balance.
- 110 — Claims company will change.
- 111 — Claims company will delete.
- 112 — Claims inaccurate information.
